News archive for July 2026

Could Article 7P reduce your Spanish tax bill? Learn who may qualify, how the exemption works, the common mistakes to avoid, and why delaying a claim could cost you thousands of euros.

For many seafarers, the Seafarers Earnings Deduction (SED) offers a significant tax benefit, allowing qualifying earnings from work at sea to be exempt from UK income tax. However, if you also have a UK student loan, the picture is far less straightforward.

Seafarers can get a mortgage, but complex income, time abroad, and non-standard contracts can make approval harder. With the right lender, proof of income, and specialist advice, many successfully secure UK home loans.